RETURN ON ASSETS 1.71%

RETURN ON EQUITY 14.37%

FORT WORTH, TX / ACCESS Newswire / February 9, 2026 / Trinity Bank N.A. (OTC PINK:TYBT) today announced operating results for the fourth quarter and the twelve months ending December 31, 2025.

Results of Operation

For the fourth quarter of 2025, Trinity Bank, N.A., reported Net Income after Taxes of $2,241,000, an increase of 2.9% over fourth quarter 2024 earnings of $2,178,000. Earnings per diluted common share for the fourth quarter 2025 amounted to $1.96, an increase of 2.1% over fourth quarter 2024 results of $1.92 per diluted common share.

For fiscal year 2025, Net Income after Taxes was $9,149,000, an increase of 8.2% over 2024 results of $8,458,000. Earnings per diluted common share for fiscal year 2025 were $8.03, an increase of 7.3% over 2024 results of $7.48 per diluted common share.

Co-Chairman and CEO Matt R. Opitz stated, "Trinity Bank's fourth quarter results capped off a strong year of earnings. 2025's performance represents the most profitable year in history for Trinity Bank. We invested heavily in people and processes throughout the year to ensure Trinity Bank remains positioned for continued, long-term success. Achieving a record year, despite these significant investments, shows our commitment to recruiting and retaining top-quality people, and developing efficient processes, is working well.

"While there are risks, both domestically and internationally, that could play a role in economic growth in 2026, we are optimistic about the US and Texas economies. Consumers and businesses have proven resilient, and we are encouraged by our customers' optimism for the year ahead."

"As always, thank you to our hard-working staff. With their dedication, the economy positioned for growth and Trinity's strong balance sheet, we are confident in our ability to maintain this positive momentum in 2026."

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Trinity Bank, N.A. is a commercial bank that began operations May 28, 2003. For a full financial statement, visit Trinity Bank's website: www.trinitybk.com Regulatory reporting format is also available at www.fdic.gov.

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For information contact:
Richard Burt
Executive Vice President
Trinity Bank
817-763-9966

This Press Release may contain certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 regarding future financial conditions, results of operations and the Bank's business operations. Such forward-looking statements involve risks, uncertainties and assumptions, including, but not limited to, monetary policy and general economic conditions in Texas and the greater Dallas-Fort Worth metropolitan area, the risks of changes in interest rates on the level and composition of deposits, loan demand and the values of loan collateral, securities and interest rate protection agreements, the actions of competitors and customers, the success of the Bank in implementing its strategic plan, the failure of the assumptions underlying the reserves for loan losses and the estimations of values of collateral and various financial assets and liabilities, that the costs of technological changes are more difficult or expensive than anticipated, the effects of regulatory restrictions imposed on banks generally, any changes in fiscal, monetary or regulatory policies and other uncertainties as discussed in the Bank's Registration Statement on Form SB‑1 filed with the Office of the Comptroller of the Currency. Should one or more of these risks or uncertainties materialize, or should these underlying assumptions prove incorrect, actual outcomes may vary materially from outcomes expected or anticipated by the Bank. A forward-looking statement may include a statement of the assumptions or bases underlying the forward‑looking statement. The Bank believes it has chosen these assumptions or bases in good faith and that they are reasonable. However, the Bank cautions you that assumptions or bases almost always vary from actual results, and the differences between assumptions or bases and actual results can be material. The Bank undertakes no obligation to publicly update or otherwise revise any forward‑looking statements, whether as a result of new information, future events or otherwise, unless the securities laws require the Bank to do so.

TRINITY BANK N.A.
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TRINITY BANK N.A.
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TRINITY BANK N.A.
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TRINITY BANK N.A.
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TRINITY BANK N.A.
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TRINITY BANK N.A.
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