UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): July 16, 2004
REGIONS FINANCIAL CORPORATION
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(Exact name of registrant as specified in its charter)
Delaware 0-6159 63-0589368
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(State or other (Commission (IRS Employer
jurisdiction of File Number) Identification No.)
incorporation)
417 North 20th Street, Birmingham, Alabama 35203
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(Address of principal executive offices) (Zip code)
(205) 944-1300
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(Registrant's telephone number, including area code)
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.
(c) Exhibits. The exhibit listed in the exhibit index is furnished
pursuant to Item 9 and Item 12 and should not be deemed filed for purposes of
Section 18 of the Securities Exchange Act of 1934.
ITEM 9. REGULATION FD DISCLOSURE
ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION
In accordance with general instruction B.2. and B.6. of Form 8-K, the
following information is furnished and shall not be deemed filed for purposes of
Section 18 of the Securities Exchange Act of 1934.
On July 16, 2004, the registrant Regions Financial Corporation issued a
press release reporting on its results of operations for the quarter ended June
30, 2004. The press release, with its accompanying financial supplement, is
included in this report as exhibit 99.1. Exhibit 99.1 also includes
information concerning the results of operations of Union Planters Corporation
for the quarter ended June 30, 2004.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
REGIONS FINANCIAL CORPORATION
(Registrant)
By: /s/ Ronald C. Jackson
Ronald C. Jackson
Senior Vice President and Comptroller
Date: July 16, 2004
INDEX TO EXHIBITS
Sequential
Exhibit Page No.
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99.1 Press release dated July 16, 2004.