UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: June 30, 2002
Check here if Amendment [ ]; Amendment Number
This Amendment (Check only one): [ ] is a restatement
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: BancorpSouth, Inc.
Address: One Mississippi Plaza, 201 South
Spring Street
Tupelo, MS 38804
Form 13F File Number: 28- 10453
-----
The institutional investment manager filing this report and the person
by whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein is true, correct
and complete, and that it is understood that all required items, statements,
schedules, lists and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: James C. Kelly, Jr.
Title: Vice President and Trust Operations Manager
Phone: (601) 944-3583
Signature, Place, and Date of Signing:
/s/ James C. Kelly, Jr. Jackson, Mississippi May 9, 2003
---------------------------- -----------
[Signature] [City, State] [Date]
EXPLANATORY NOTE:
This Form 13F was timely filed by BancorpSouth, Inc. on August 5, 2002
for the three months ended June 30, 2002, which amended a Form 13F previously
filed on August 5, 2002 for the same period. Each of these Form 13Fs was
inadvertently filed under the Form 13F File Number ("File Number") of First
United Bancshares, Inc. rather than under BancorpSouth's File Number. First
United Bancshares was merged with and into BancorpSouth on August 31, 2000.
BancorpSouth is re-filing the amended Form 13F for the three months ended June
30, 2002 under the correct File Number of BancorpSouth.
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings
for this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
List of Other Managers Reporting for this Manager: None.
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 520
Form 13F Information Table Value Total: $337,404
(thousands)
LIST OF OTHER INCLUDED MANAGERS:
Provide a numbered list of the name(s) and Form 13F file number(s) of
all institutional investment managers with respect to which this report is
filed, other than the manager filing this report. NONE.
FORM 13F INFORMATION TABLE
VOTING AUTHORITY
TITLE OF VALUE SHRS OR SH/ PCT/ INVESTMENT OTHER --------------------------
NAMES OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
-------------------------- -------- --------- ------ ------- --- ---- ---------- -------- ------ ------ ----
DAIMLERCHRYSLER AG ORD D1668R123 2 49 SH SOLE 49 0 0
GLOBAL SANTAFE CORP G3930E101 130 4770 SH SOLE 4635 0 135
CL A
INGSOLL-RAND CO BERMUDA G4776G101 143 3150 SH SOLE 3150 0 0
TRANSOCEAN SEDCO FOREX INC G90078109 9 296 SH SOLE 196 0 100
TRANSOCEAN SEDCO FOREX INC G90078109 2 77 SH DEFINED 77 0 0
ROYAL CARIBBEAN CRUISES V7780T103 3 200 SH SOLE 200 0 0
A F L A C INC 001055102 153 4800 SH SOLE 4800 0 0
AGL RESOURCES, INC 001204106 25 1090 SH SOLE 1090 0 0
AES CORPORATION 00130H105 5 1000 SH SOLE 1000 0 0
AOL TIME WARNER 00184A105 88 5995 SH SOLE 5620 0 375
AOL TIME WARNER 00184A105 13 900 SH DEFINED 900 0 0
AT&T CORP 001957109 385 36045 SH SOLE 35445 0 600
AT&T CORP 001957109 6 599 SH DEFINED 599 0 0
AT&T WIRELESS SVCS INC 00209A106 54 9283 SH SOLE 8883 0 400
AT&T WIRELESS SVCS INC 00209A106 1 192 SH DEFINED 192 0 0
ABBOTT LAB 002824100 1130 30029 SH SOLE 29519 0 510
ABBOTT LAB 002824100 191 5088 SH DEFINED 200 4288 600
ADAMS EXPRESS CO COM 006212104 118 9692 SH SOLE 9692 0 0
ADAPTEC INC 00651F108 3 400 SH SOLE 400 0 0
ADVANCED MICRO DEVICES INC 007903107 21 2250 SH SOLE 2250 0 0
ADVANCED MICRO DEVICES INC 007903107 1 200 SH DEFINED 200 0 0
ADVANCED ENVIRON RECYCLING TCL A 007947104 12 7000 SH SOLE 7000 0 0
AETNA INC COM 00817Y108 9 200 SH DEFINED 0 0 200
AGERE SYSTEM INC-A 00845V100 0 287 SH SOLE 285 0 2
AGERE SYSTEM INC-A 00845V100 0 22 SH DEFINED 22 0 0
AGILENT TECHNOLOGIES, INC. 00846U101 83 3515 SH SOLE 3515 0 0
AGILENT TECHNOLOGIES, INC. 00846U101 2 100 SH DEFINED 0 0 100
AGNICO EAGLE MINES 008474108 7 500 SH SOLE 500 0 0
ALCOA INC 013817101 105 3171 SH SOLE 3101 0 70
ALCOA INC 013817101 13 400 SH DEFINED 400 0 0
ALLEGHENY ENERGY INC 017361106 5 200 SH SOLE 200 0 0
ALLIANCE CAP MGMT
HLDG L P 01855A101 68 2000 SH DEFINED 2000 0 0
ALLIED CAP CORP NEW COM 01903Q108 6 300 SH SOLE 300 0 0
ALLSTATE CORP COMMON 020002101 221 5992 SH SOLE 5992 0 0
ALLSTATE CORP COMMON 020002101 22 604 SH DEFINED 310 0 294
1
VOTING AUTHORITY
TITLE OF VALUE SHRS OR SH/ PCT/ INVESTMENT OTHER ----------------------
NAMES OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
-------------------------- -------- --------- -------- ------- ---- ---- ---------- -------- ------ ------ ----
ALLTEL CORP 020039103 242 5164 SH SOLE 5164 0 0
ALLTEL CORP 020039103 512 10900 SH DEFINED 10900 0 0
AMERICAN ELECTRIC POWER 025537101 178 4460 SH SOLE 3060 0 1400
AMERICAN ELECTRIC POWER 025537101 12 318 SH DEFINED 318 0 0
AMER EXPRESS CO 025816109 101 2800 SH SOLE 2800 0 0
AMERICAN INTERNATIONAL GROUP, INC 026874107 19 284 SH SOLE 284 0 0
AMERICAN INTERNATIONAL GROUP, INC 026874107 11 175 SH DEFINED 175 0 0
AMERUS LIFE HOLDINGS 03072M108 26 712 SH SOLE 712 0 0
AMGEN INC 031162100 4 100 SH SOLE 100 0 0
AMGEN INC 031162100 8 200 SH DEFINED 200 0 0
AMSOUTH BANCORPORATION 032165102 3259 145722 SH SOLE 145722 0 0
ANADARKO PETE CORP 032511107 72 1464 SH DEFINED 0 1464 0
ANALOG DEVICES INC COM 032654105 2 100 SH SOLE 100 0 0
ANHEUSER-BUSCH COMPANIES 035229103 1349 26989 SH SOLE 24384 0 2605
ANHEUSER-BUSCH COMPANIES 035229103 180 3600 SH DEFINED 3600 0 0
ANTHEM INC 03674B104 105 1565 SH SOLE 1525 0 40
APARTMENT INVT & MGMT CO CL A 03748R101 54 1100 SH SOLE 1100 0 0
APPLE COMP INC 037833100 56 3200 SH DEFINED 3200 0 0
APPLIED MATERIALS INC 038222105 220 11600 SH SOLE 11600 0 0
ARCHER-DANIELS-MIDLAND COMPANY 039483102 3 279 SH SOLE 279 0 0
ARVINMERITOR 043353101 4 168 SH SOLE 168 0 0
AUTO DATA PROCESS 053015103 226 5200 SH SOLE 5200 0 0
AUTO DATA PROCESS 053015103 139 3200 SH DEFINED 3200 0 0
AUTOZONE 053332102 57 750 SH SOLE 750 0 0
AUTOZONE 053332102 40 530 SH DEFINED 530 0 0
AVAYA INC 053499109 1 235 SH SOLE 235 0 0
AVON PRODUCTS INC COM 054303102 36 700 SH SOLE 700 0 0
AXA-UAP ADR 054536107 4 236 SH SOLE 236 0 0
AXCELIS TECHNOLOGIES INC 054540109 15 1414 SH SOLE 1414 0 0
SPONSORED
BP AMOCO PLC ADR 055622104 665 13174 SH SOLE 12174 0 1000
SPONSORED
BP AMOCO PLC ADR 055622104 239 4736 SH DEFINED 4736 0 0
BANCORP MS 05969210X 282 14000 SH SOLE 14000 0 0
BANCORPSOUTH INC 059692103 16801 831772 SH SOLE 830772 0 1000
BANCORPSOUTH INC 059692103 2861 141647 SH DEFINED 138381 2592 674
BANKAMERICA CORP NEW COM 060505104 1536 21836 SH SOLE 21836 0 0
BANKAMERICA CORP NEW COM 060505104 49 710 SH DEFINED 710 0 0
BANK OF THE OZARKS, INC 063904106 1063 47600 SH DEFINED 47600 0 0
2
VOTING AUTHORITY
TITLE OF VALUE SHRS OR SH/ PCT/ INVESTMENT OTHER --------------------------
NAMES OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
-------------------------- -------- --------- ------ ------- --- ---- ---------- -------- ------ ------ ----
BANK OF NEW YORK 064057102 147 4375 SH SOLE 4250 0 125
BANK ONE CORP COM 06423A103 125 3268 SH SOLE 3268 0 0
BANK ONE CORP COM 06423A103 57 1482 SH DEFINED 0 1482 0
BAXTER INTL INC 071813109 256 5760 SH SOLE 5680 0 80
BEAR STEARNS COS INC 073902108 265 4337 SH SOLE 4242 0 95
BED BATH & BEYOND 075896100 7 200 SH SOLE 200 0 0
BELLSOUTH CORP 079860102 1143 36317 SH SOLE 36317 0 0
BELLSOUTH CORP 079860102 16 532 SH DEFINED 532 0 0
BERKSHIRE HATHAWAY "A" 084670108 66 1 SH SOLE 1 0 0
BERKSHIRE HATHAWAY INC DEL CL B 084670207 6 3 SH DEFINED 3 0 0
BIOGEN N V 090597105 20 500 SH SOLE 500 0 0
BLACKROCK INVT
QUALITY MUNI TR INC 09247D105 41 3000 SH SOLE 3000 0 0
MF BLACKROCK INCOME TRUST 09247F100 23 3000 SH SOLE 3000 0 0
QUALITY
BLACKSTONE INVESTMENT TERM TRUST 09247J102 39 4155 SH SOLE 4155 0 0
BLOCK H & R INC COM 093671105 167 3630 SH SOLE 3530 0 100
BOEING INC 097023105 188 4180 SH SOLE 3380 0 800
BOEING INC 097023105 13 300 SH DEFINED 300 0 0
BOWATER INC 102183100 198 3660 SH SOLE 3560 0 100
BRISTOL MYERS SQUIBB CO 110122108 628 24463 SH SOLE 24463 0 0
BRISTOL MYERS SQUIBB CO 110122108 38 1500 SH DEFINED 1500 0 0
BURLINGTON
NORTHERN/SANTA FE CORP 12189T104 27 930 SH SOLE 930 0 0
CBRL GROUP INC COM 12489V106 88 2900 SH SOLE 2900 0 0
CIGNA CORPORATION 125509109 43 450 SH SOLE 450 0 0
CLECO CORP COM 12561W105 8 400 SH SOLE 400 0 0
CADBURY SCHWEPPES PLC ADR 127209302 36 1200 SH SOLE 1200 0 0
CALLAWAY GOLF CO 131193104 3 200 SH SOLE 0 0 200
CAMPBELL SOUP CO COM 134429109 11 400 SH SOLE 400 0 0
CAPITAL ONE FINL CORP COM 14040H105 537 8800 SH SOLE 8680 0 120
CARDINAL HEALTH INC COM 14149Y108 27 447 SH SOLE 447 0 0
CATERPILLAR INC 149123101 205 4200 SH SOLE 3700 0 500
CELL PATHWAYS INC 15114R101 0 100 SH SOLE 100 0 0
CENDANT CORP COM 151313103 15 1000 SH SOLE 1000 0 0
CENTURYTEL, INC 156700106 125 4250 SH SOLE 4250 0 0
CERTEGY INC 156880106 3 100 SH SOLE 100 0 0
CHARTER COMMUNICATIONS INC DEL CL A 16117M107 2 600 SH SOLE 600 0 0
CHECKPOINT SYSTEMS 162825103 11 1000 SH SOLE 1000 0 0
CHEVRONTEXACO CORP 166764100 1482 16749 SH SOLE 16694 0 55
CHEVRONTEXACO CORP 166764100 68 770 SH DEFINED 770 0 0
3
VOTING AUTHORITY
TITLE OF VALUE SHRS OR SH/ PCT/ INVESTMENT OTHER ----------------------
NAMES OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
-------------------------- -------- --------- -------- ------- ---- ---- ---------- -------- ------ ------ ----
CHOICEPOINT INC 170388102 3 80 SH SOLE 80 0 0
CHUBB CORPORATION 171232101 389 5500 SH SOLE 5500 0 0
CISCO SYS INC 17275R102 473 33940 SH SOLE 33540 0 400
CISCO SYS INC 17275R102 34 2500 SH DEFINED 1900 0 600
CITIGROUP, INC 172967101 764 19738 SH SOLE 19633 0 105
CITIGROUP, INC 172967101 320 8263 SH DEFINED 8263 0 0
CLEAR CHANNEL COMMUNICATIONS 184502102 3 100 SH SOLE 100 0 0
COCA COLA BOTTLING CO CONS COM 191098102 20 470 SH SOLE 470 0 0
COCA COLA CO 191216100 1703 30422 SH SOLE 28622 0 1800
COCA COLA CO 191216100 84 1500 SH DEFINED 500 0 1000
COCA COLA
ENTERPRISES INC COM 191219104 86 3900 SH SOLE 3900 0 0
COLGATE-PALMOLIVE CO 194162103 212 4240 SH SOLE 4240 0 0
COLGATE-PALMOLIVE CO 194162103 10 200 SH DEFINED 0 0 200
MUNICIPAL
COLONIAL HIGH INCOME TRUST 195743109 1 200 SOLE 200 0 0
COMCAST 200300200 19 800 SH DEFINED 800 0 0
COMMSCOPE INC 203372107 12 1000 SH SOLE 1000 0 0
COMPUTER ASSOC INTL INC COM 204912109 12 800 SH SOLE 800 0 0
COMPUTER SCIENCES CORPORATION COMMON 205363104 4 99 SH DEFINED 0 0 99
CONAGRA FOODS INC COM 205887102 46 1700 SH SOLE 1700 0 0
CONAGRA FOODS INC COM 205887102 5 200 SH DEFINED 200 0 0
CONECTIV INC COM 206829103 17 675 SH SOLE 675 0 0
CONEXANT SYS INC COM 207142100 0 176 SH SOLE 176 0 0
CONOCO INC 208251504 4 150 SH SOLE 150 0 0
CONSECO 208464107 1 560 SH DEFINED 560 0 0
CONSECO STRATEGIC INC FD SH BEN INT 20847A102 6 866 SH SOLE 866 0 0
CONSOLIDATED EDISON INC COM 209115104 58 1400 SH SOLE 1400 0 0
COOPER TIRE &
RUBBER CO 216831107 430 20953 SH SOLE 19953 0 1000
COOPER TIRE &
RUBBER CO 216831107 2 100 SH DEFINED 100 0 0
CYPRESS
SEMICONDUCTOR 232806109 7 500 SH SOLE 500 0 0
DPL INC COM 233293109 52 1985 SH SOLE 1485 0 500
SPONSORED
DANKA BUSINESS SYS PLC ADR 236277109 17 5000 SH SOLE 5000 0 0
DEERE & CO 244199105 342 7140 SH SOLE 6995 0 145
DELL COMPUTER 247025109 513 19645 SH SOLE 19645 0 0
DELL COMPUTER 247025109 28 1100 SH DEFINED 1100 0 0
DELPHI AUTO SYSTEMS 247126105 4 343 SH SOLE 343 0 0
DELTA & PINE LD CO COM 247357106 14 709 SH SOLE 709 0 0
DELTA AIRLINES INC 247361108 4 200 SH SOLE 200 0 0
4
VOTING AUTHORITY
TITLE OF VALUE SHRS OR SH/ PCT/ INVESTMENT OTHER --------------------------
NAMES OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
------------------------ -------- --------- ------ ------- --- ---- ---------- -------- ------ ------ ----
DELTIC TIMBER INC 247850100 523 15188 SH SOLE 15188 0 0
DELTIC TIMBER INC 247850100 22266 645971 SH DEFINED 242423 403548 0
DIAL CORPORATION 25247D101 12 600 SH SOLE 600 0 0
DIAMOND OFFSHORE
DRILLING INC 25271C102 1 50 SH SOLE 50 0 0
WALT DISNEY CO 254687106 14 760 SH SOLE 760 0 0
WALT DISNEY CO 254687106 11 600 SH DEFINED 600 0 0
DOMINION RES INC VA NEW 25746U109 219 3315 SH SOLE 3315 0 0
DONNELLEY RR & SONS 257867101 22 800 SH SOLE 800 0 0
DOW CHEMICAL CO 260543103 569 16563 SH SOLE 16563 0 0
DOW CHEMICAL CO 260543103 16 483 SH DEFINED 483 0 0
DREYFUS STRATEGIC
MUNICIPALS INC 261932107 20 2086 SOLE 2086 0 0
DREYFUS MUNICIPAL
INCOME INC 26201R102 16 1832 SOLE 1832 0 0
DREYFUS STRATEGIC
MUN BD FD INC 26202F107 25 2841 SH SOLE 2841 0 0
DU PONT EI D
NEMOURS & CO 263534109 217 4897 SH SOLE 4897 0 0
DU PONT EI D
NEMOURS & CO 263534109 11 250 SH DEFINED 250 0 0
DUKE ENERGY CORP COM 264399106 178 5754 SH SOLE 5754 0 0
DUN & BRADSTREET NW 26483E100 9 300 SH SOLE 300 0 0
DYNEX CAP INC COM NEW 26817Q506 0 106 SH DEFINED 106 0 0
EEX CORP COM NEW 26842V207 0 66 SH SOLE 66 0 0
EMC CORP 268648102 31 4200 SH SOLE 4200 0 0
EMC CORP 268648102 30 4000 SH DEFINED 4000 0 0
SPONSORED
ENI S P A ADR 26874R108 16 200 SH SOLE 200 0 0
E TRADE GROUP INC 269246104 21 4000 SH SOLE 4000 0 0
EASTMAN KODAK CO 277461109 29 1000 SH SOLE 1000 0 0
EASTMAN KODAK CO 277461109 3 125 SH DEFINED 125 0 0
EATON CORP COM 278058102 109 1500 SH SOLE 1500 0 0
ECHOSTAR COMMUN 278762109 1 100 SH SOLE 100 0 0
EDWARDS LIFESCIENCES CORP 28176E108 5 240 SH SOLE 240 0 0
A. G. EDWARDS INC 281760108 161 4150 SH SOLE 4025 0 125
EL PASO CORPORATION 28336L109 64 3149 SH SOLE 3149 0 0
EL PASO CORPORATION 28336L109 4 200 SH DEFINED 0 0 200
ELAN CORP PLC ADR 284131208 0 100 SH SOLE 100 0 0
ELECTRONIC DATA SYS CORP NEW 285661104 30 825 SH SOLE 825 0 0
EMERSON ELECTRIC CO 291011104 128 2400 SH SOLE 2400 0 0
EMERSON ELECTRIC CO 291011104 18 350 SH DEFINED 350 0 0
ENCORE WIRE CORP COM 292562105 297 20900 SH SOLE 13900 0 7000
ENERGY EAST CORP COM 29266M109 4 200 SH SOLE 200 0 0
ENGELHARD CORP 292845104 7 253 SH DEFINED 0 0 253
ENRON CORP 293561106 0 800 SH SOLE 800 0 0
ENTERASYS NETWORKS INC 293637104 0 200 SH SOLE 200 0 0
5
VOTING AUTHORITY
TITLE OF VALUE SHRS OR SH/ PCT/ INVESTMENT OTHER --------------------------
NAMES OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
------------------------ -------- --------- ------ ------- --- ---- ---------- -------- ------ ------ ----
ENTERGY CORP 29364G103 275 6498 SH SOLE 5498 0 1000
ENTERGY CORP 29364G103 25 593 SH DEFINED 593 0 0
EQUIFAX INC 294429105 5 200 SH SOLE 200 0 0
EQUITY INNS, INC 294703103 12 1500 SH DEFINED 1500 0 0
EQUITY RESIDENTIAL
PPTYS SBI 29476L107 12 436 SH SOLE 436 0 0
EXXON MOBIL CORP 30231G102 8784 214718 SH SOLE 212773 0 1945
EXXON MOBIL CORP 30231G102 1267 30976 SH DEFINED 20576 4800 5600
FPL GROUP INC 302571104 218 3640 SH SOLE 3540 0 100
FREDDIE MAC HMN LN
MTG CORP VOTING COM 313400301 15 250 SH SOLE 250 0 0
FNMA COM 313586109 95 1300 SH SOLE 1300 0 0
SH BEN INT
FEDERAL REALTY INVT TR NEW 313747206 27 1000 SH SOLE 1000 0 0
FEDEX CORPORATION 31428X106 53 1000 SH SOLE 1000 0 0
FEDEX CORPORATION 31428X106 13 250 SH DEFINED 250 0 0
FIRST INDL RLTY TR INC 32054K103 14 450 SH SOLE 450 0 0
FIRST M & F CORP 320744105 32 1293 SH SOLE 1293 0 0
FIRST TENNESSEE
NATIONAL CORP 337162101 2761 72128 SH SOLE 72128 0 0
FISERV INC 337738108 96 2630 SH SOLE 2555 0 75
FIVE STAR QUALITY
CARE INC 33832D106 0 8 SH SOLE 8 0 0
FLEET BOSTON CORP 339030108 60 1877 SH SOLE 1877 0 0
FLUOR CORP 343412102 11 300 SH SOLE 300 0 0
FLUOR CORP 343412102 3 96 SH DEFINED 96 0 0
FOAMEX INT'L INC 344123104 222 20050 SH SOLE 20050 0 0
FORD MOTOR COMPANY COMMON 345370860 104 6562 SH SOLE 6562 0 0
FORD MOTOR COMPANY COMMON 345370860 11 700 SH DEFINED 700 0 0
GALLAGHER ARTHUR J & CO 363576109 136 3935 SH SOLE 3825 0 110
GAP INC DEL COM 364760108 21 1500 SH SOLE 1500 0 0
GENERAL ELECTRIC CO 369604103 3711 127818 SH SOLE 127148 0 670
GENERAL ELECTRIC CO 369604103 120 4145 SH DEFINED 2945 0 1200
GENERAL MLS INC COM 370334104 22 520 SH SOLE 520 0 0
GENERAL MLS INC COM 370334104 0 20 SH DEFINED 0 0 20
GEN MTR CORP 370442105 35 673 SH SOLE 673 0 0
GENOME THERAPEUTICS CORP COM 372430108 2 1000 SH SOLE 0 0 1000
GEORGIA PAC CORP 373298108 49 2020 SH SOLE 2020 0 0
GERON CORP COM 374163103 1 300 SH SOLE 300 0 0
GILLETTE CO 375766102 147 4361 SH SOLE 4161 0 200
GILLETTE CO 375766102 118 3485 SH DEFINED 3485 0 0
SPONSORED
GLAXO WELLCOME PLC ADR 37733W105 28 669 SH SOLE 0 0 669
GLAXO WELLCOME PLC SPONSORED
SPONSORED ADR 37733W105 25 600 SH DEFINED 600 0 0
GOODYEAR TIRE & RUBBER 382550101 11 618 SH SOLE 618 0 0
6
VOTING AUTHORITY
TITLE OF VALUE SHRS OR SH/ PCT/ INVESTMENT OTHER --------------------------
NAMES OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
------------------------ -------- --------- ------ ------- --- ---- ---------- -------- ------ ------ ----
GREAT LAKES CHEM
CORP COM 390568103 47 1785 SH DEFINED 1785 0 0
GREAT PLAINS ENERGY INC 391164100 37 1855 SH SOLE 1855 0 0
GUIDANT CORP COM 401698105 87 2900 SH SOLE 2900 0 0
HCA- THE HEALTHCARE CO 404119109 7 150 SH SOLE 150 0 0
HCA- THE HEALTHCARE CO 404119109 59 1250 SH DEFINED 1250 0 0
HCB BANCSHARES INC COM 40413N106 17 1200 SH SOLE 1200 0 0
TRST COM
HRPT PROPERTIES SBI 40426W101 3 400 SH SOLE 400 0 0
HALLIBURTON CO COM 406216101 13 850 SH SOLE 850 0 0
HALLIBURTON CO COM 406216101 9 600 SH DEFINED 600 0 0
HANCOCK FABRICS 409900107 29 1600 SH SOLE 1600 0 0
HANCOCK HLDG CO CAP
VALUE 410120109 195 2897 SH SOLE 2897 0 0
JOHN HANCOCK 41014S106 1 34 SH SOLE 34 0 0
HARRIS CORP 413875105 54 1494 SH SOLE 1494 0 0
HARTFORD FNCL SV
GRP INC COM 416515104 11 200 SH DEFINED 200 0 0
HASBRO, INC 418056107 10 787 SH DEFINED 787 0 0
HEALTHSOUTH CORP 421924101 241 18865 SH SOLE 18365 0 500
HEINZ H J CO COM 423074103 11 273 SH SOLE 273 0 0
HEWLETT PACKARD CO 428236103 305 19986 SH SOLE 19986 0 0
HEWLETT PACKARD CO 428236103 6 400 SH DEFINED 0 0 400
HIBERNIA CORP 428656102 6655 336500 SH SOLE 335600 0 900
HIBERNIA CORP 428656102 17 900 SH DEFINED 900 0 0
HIGH INCOME OPPORTUNITY FD 42967Q105 15 2500 SH SOLE 2500 0 0
HOME DEPOT 437076102 727 19822 SH SOLE 19822 0 0
HOME DEPOT 437076102 56 1532 SH DEFINED 1532 0 0
HONEYWELL INTL INC 438516106 197 5620 SH SOLE 5620 0 0
HUBBELL INC CL B 443510201 34 1000 SH SOLE 1000 0 0
ICN PHARMACEUTICALS INC NEW COM 448924100 12 525 SH SOLE 0 0 525
ILLINOIS TOOL WORKS INC 452308109 5 76 SH SOLE 76 0 0
ILLINOIS TOOL WORKS INC 452308109 17 250 SH DEFINED 250 0 0
IMATION CORP 45245A107 1 46 SH SOLE 46 0 0
INTEL CORP CAP 458140100 687 37634 SH SOLE 37634 0 0
INTEL CORP CAP 458140100 87 4780 SH DEFINED 3980 0 800
IBM CORP 459200101 2454 34089 SH SOLE 31329 0 2760
IBM CORP 459200101 91 1275 SH DEFINED 475 800 0
INTL PAPER CO 460146103 124 2848 SH SOLE 2848 0 0
INTL PAPER CO 460146103 63 1450 SH DEFINED 150 1100 200
INTUIT 461202103 219 4420 SH SOLE 4275 0 145
JDS UNIPHASE CORP COM 46612J101 0 120 SH SOLE 120 0 0
J P MORGAN CHASE & CO 46625H100 82 2432 SH SOLE 2432 0 0
7
VOTING AUTHORITY
TITLE OF VALUE SHRS OR SH/ PCT/ INVESTMENT OTHER --------------------------
NAMES OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
------------------------ -------- --------- -------- ------- --- ---- ---------- -------- ------ ------ -----
J P MORGAN CHASE & CO 46625H100 63 1875 SH DEFINED 1875 0 0
JEFFERSON PILOT
CORPORATION 475070108 8 187 SH SOLE 187 0 0
JOHNSON & JOHNSON 478160104 697 51626 SH SOLE 50426 0 1200
JOHNSON & JOHNSON 478160104 475 9100 SH DEFINED 5000 1200 2900
JOHNSON CONTROLS INC 478366107 113 1385 SH SOLE 1345 0 40
KLA TENCOR CORP 482480100 4 100 SH SOLE 100 0 0
K MART CORP COM 482584109 1 1000 SH SOLE 1000 0 0
KELLOGG CO 487836108 7 200 SH SOLE 200 0 0
KERR-MCGEE
CORPORATION INC 492386107 1 25 SH SOLE 25 0 0
KIMBERLY-CLARK CORP 494368103 12 200 SH SOLE 200 0 0
KIMBERLY-CLARK CORP 494368103 24 400 SH DEFINED 400 0 0
KINDER MORGAN
ENERGY PARTNERS, L.P. 494550106 7 232 SH SOLE 232 0 0
KROGER CO 501044101 18 908 SH SOLE 908 0 0
LSI LOGIC CORP COM 502161102 3 400 SH SOLE 400 0 0
LACLEDE GROUP INC 505597104 7 300 SH SOLE 300 0 0
LACLEDE GROUP INC 505597104 21 900 SH DEFINED 900 0 0
ESTEE LAUDER CO 518439104 21 600 SH DEFINED 600 0 0
LEAR CORP COM 521865105 4 100 SH SOLE 100 0 0
LEHMAN BROTHERS
HOLDINGS COM 524908100 227 3635 SH SOLE 3535 0 100
LEVEL 3
COMMUNICATIONS INC 52729N100 17 6037 SH SOLE 6037 0 0
LEXMARK INTL NEW CL A 529771107 150 2765 SH SOLE 2690 0 75
THE LIBERTY CORPORATION 530370105 115 2900 SH SOLE 2900 0 0
LIFEPOINT HOSPS INC 53219L109 2 65 SH DEFINED 65 0 0
ELI LILLY & CO 532457108 527 9350 SH SOLE 9350 0 0
ELI LILLY & CO 532457108 84 1500 SH DEFINED 1500 0 0
LINCOLN NATIONAL CORP IND 534187109 25 600 SH SOLE 600 0 0
LOUISIANA PAC CORP COM 546347105 10 1016 SH SOLE 1016 0 0
LOWES CO INC 548661107 489 10790 SH SOLE 10620 0 170
LUCENT TECHNOLOGIES 549463107 44 27169 SH SOLE 26969 0 200
LUCENT TECHNOLOGIES 549463107 3 2200 SH DEFINED 2200 0 0
M & T BANK CORP 55261F104 171 2000 SH SOLE 2000 0 0
MFS INTER INCOME TR
SH BEN INT 55273C107 42 5900 SH SOLE 5900 0 0
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VOTING AUTHORITY
TITLE OF VALUE SHRS OR SH/ PCT/ INVESTMENT OTHER --------------------------
NAMES OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
------------------------ -------- --------- -------- ------- --- ---- ---------- -------- ------ ------- -----
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VOTING AUTHORITY
TITLE OF VALUE SHRS OR SH/ PCT/ INVESTMENT OTHER --------------------------
NAMES OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
------------------------ -------- --------- -------- ------- --- ---- ---------- -------- ------ ------- -----
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VOTING AUTHORITY
TITLE OF VALUE SHRS OR SH/ PCT/ INVESTMENT OTHER --------------------------
NAMES OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
------------------------ -------- --------- -------- ------- --- ---- ---------- -------- ------ ------- -----
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VOTING AUTHORITY
TITLE OF VALUE SHRS OR SH/ PCT/ INVESTMENT OTHER --------------------------
NAMES OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
------------------------ -------- --------- -------- ------- --- ---- ---------- -------- ------ ------- -----
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VOTING AUTHORITY
TITLE OF VALUE SHRS OR SH/ PCT/ INVESTMENT OTHER --------------------------
NAMES OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
------------------------ -------- --------- -------- ------- --- ---- ---------- -------- ------ ------- -----
TXU CORP 873168108 180 3500 SH SOLE 3500 0 0
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VOTING AUTHORITY
TITLE OF VALUE SHRS OR SH/ PCT/ INVESTMENT OTHER --------------------------
NAMES OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
------------------------ -------- --------- -------- ------- --- ---- ---------- -------- ------ ------- -----
VODAFONE GROUP PLC NEW 92857W100 56 4164 SH SOLE 4164 0 0
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------ ------- ------- ------- -----
GRAND TOTALS 337404 7585220 5771795 1741730 71695
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