cit_group_inc._supplement_no_10  
Filed Under Rule 424(b)(3), Registration Statement Nos. 333-92258 and 333-98743
Pricing Supplement No. 10 dated January 21, 2003
To Prospectus Dated September 13, 2002 and Prospectus Supplement Dated November 1, 2002
CUSIP
Number		 Principal
Amount		 Price to
Public		 Gross
Concession		 Net
Proceeds		 Interest
Rate		 Interest
Payment
Frequency		 Maturity
Date		 1st Interest
Payment
Date		 1st Interest
Payment Amount
Per Thousand Dollars
of Principal Amount		 Survivor's
Option		 Ranking
12557WBD2 $58,112,000.00 100.000% .400% $57,879,552.00 3.600% SEMI-ANNUAL 01/15/2005 07/15/2003 $17.10 YES Senior Unsecured Notes
Redemption Information: Non-Callable.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: BMO Nesbitt Burns Corp., Charles Schwab & Co., Inc., Edward D. Jones & Co., L.P., Fidelity Capital Markets, a division of National Financial Services, LLC, RBC Capital Markets, Salomon Smith Barney, UBS PaineWebber Inc., Wachovia Securities
 
CUSIP
Number		 Principal
Amount		 Price to
Public		 Gross
Concession		 Net
Proceeds		 Interest
Rate		 Interest
Payment
Frequency		 Maturity
Date		 1st Interest
Payment
Date		 1st Interest
Payment Amount
Per Thousand Dollars
of Principal Amount		 Survivor's
Option		 Ranking
12557WBE0 $14,679,000.00 100.000% .750% $14,568,907.50 4.250% QUARTERLY 01/15/2007 04/15/2003 $9.56 YES Senior Unsecured Notes
Redemption Information: Non-Callable.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: BMO Nesbitt Burns Corp., Charles Schwab & Co., Inc., Edward D. Jones & Co., L.P., Fidelity Capital Markets, a division of National Financial Services, LLC, RBC Capital Markets, Salomon Smith Barney, UBS PaineWebber Inc., Wachovia Securities
 
CUSIP
Number		 Principal
Amount		 Price to
Public		 Gross
Concession		 Net
Proceeds		 Interest
Rate		 Interest
Payment
Frequency		 Maturity
Date		 1st Interest
Payment
Date		 1st Interest
Payment Amount
Per Thousand Dollars
of Principal Amount		 Survivor's
Option		 Ranking
12557WBF7 $54,248,000.00 100.000% 1.500% $53,434,280.00 6.150% SEMI-ANNUAL 01/15/2013 07/15/2003 $29.21 YES Senior Unsecured Notes
Redemption Information: Callable at 100.000% on 01/15/2005 and every interest payment date thereafter.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: BMO Nesbitt Burns Corp., Charles Schwab & Co., Inc., Edward D. Jones & Co., L.P., Fidelity Capital Markets, a division of National Financial Services, LLC, RBC Capital Markets, Salomon Smith Barney, UBS PaineWebber Inc., Wachovia Securities

The CIT InterNotes due 01/15/2013 will be subject to redemption at the option of CIT Group Inc., in whole or from time to time in part on the interest payment date occurring 01/15/2005 and on any interest payment date thereafter at a redemption price equal to 100% of the principal amount of the CIT InterNotes due 01/15/2013 plus accrued interest thereon, if any, upon at least 30 days prior notice to the noteholders and the trustee, as described in the prospectus supplement.
 



CIT Group Inc.
1 CIT Drive
Livingston, NJ 07039		 Trade Date: Tuesday, January 21, 2003 @12:00 PM ET
Settle Date: Friday, January 24, 2003 
Minimum Denomination/Increments: $1,000/$1,000
Initial trades settle flat and clear SDFS: DTC Book Entry only
DTC number: 0262 via BNY Clearing Services, LLC
Trustee: Bank One Trust Company, N.A.

If the maturity date, date of earlier redemption or repayment or an interest payment date for any note is not a business day (as such term is defined in the prospectus supplement), principal, premium, if any, and interest for that note will be paid on the next business day, and no interest will accrue on the amount payable from, and after, the maturity date, date of earlier redemption or repayment or interest payment date.

InterNotes® is the service mark of INCAPITAL LLC. All rights reserved
CIT Group Inc.
$ 2,000,000,000 InterNotes