SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ================================================================================ FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report April 9, 2001 (Date of earliest event reported) VESTA INSURANCE GROUP, INC. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation) 1-12338 63-1097283 (Commission File No.) (IRS Employer Identification No.) 3760 River Run Drive Birmingham, Alabama 35243 (Address of principal executive offices) (Zip Code) (205) 970-7000 (Registrant's telephone number, including area code) ================================================================================ Item 5. Other Events. On April 9, 2001, the Registrant issued a press release announcing guidance for its fiscal year 2001. A copy of this press release is attached as Exhibit 99.1 and incorporated herein by reference. Item 7. Financial Statements and Exhibits. (c) Exhibits Exhibit No. Description ----------- ----------- 99.1 Press Release dated April 9, 2001. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereto duly authorized. Dated as of April, 9, 2001 VESTA INSURANCE GROUP, INC. By: /s/ Donald W. Thornton ---------------------- Its: Senior Vice President-- General Counsel and Secretary