Post-Effective Amendment No. 1 to Form S-8
 
As filed with the Securities and Exchange Commission on March 17, 2006
Registration No. 333-68743
 
 
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
___________
 
POST-EFFECTIVE AMENDMENT NO. 1
TO FORM S-8
REGISTRATION STATEMENT
 
Under
THE SECURITIES ACT OF 1933
___________
 
EFC Bancorp, Inc.
(Exact name of registrant as specified in its charter)
 
Delaware
(State or Other Jurisdiction
of Incorporation or Organization)
  
36-4193304
(I.R.S. Employer
Identification No.)
 
1695 Larkin Avenue
Elgin, Illinois 60123
(Address, including zip code of registrant’s principal executive office)
__________________________
 
EFC BANCORP, INC. 1998 STOCK-BASED INCENTIVE PLAN
(Full title of the plan)
___________
 
Jennifer R. Evans, Esq.
MAF BANCORP, INC.
55th & Holmes
Clarendon Hills, Illinois 60514
(630) 986-7544
(Name, address and telephone number, including area code, of agent for service)
 
Copies to:
Thomas P. Desmond, Esq.
VEDDER, PRICE, KAUFMAN & KAMMHOLZ, P.C.
222 North LaSalle Street
Chicago, Illinois 60601
(312) 609-7500


EXPLANATORY NOTE
 
Deregistration of Securities

On December 11, 1998, EFC Bancorp, Inc., a Delaware corporation (“EFC”), filed with the Securities and Exchange Commission (the “Commission”) a Registration Statement on Form S-8 (File No. 33-68743) (the “Registration Statement”) registering a total of 1,048,800 shares of its common stock, par value $0.01 per share, for issuance and sale pursuant to the EFC Bancorp, Inc. 1998 Stock-Based Incentive Plan (the “Plan”). Of the shares of common stock initially registered, 143 shares have not been issued.
 
As a result of EFC’s merger into MAF Bancorp, which became effective January 31, 2006, all outstanding options to purchase EFC common stock granted pursuant to the Plan were either cancelled or converted into options to purchase MAF Bancorp common stock. Accordingly, shares of EFC common stock may no longer be issued pursuant to the Plan. This Post-Effective Amendment No. 1 to the Registration Statement is being filed to deregister 143 shares of common stock of EFC formerly available for issuance under the Plan and registered under the Registration Statement.
 
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SIGNATURES
 
Pursuant to the requirements of the Securities Act of 1933, as amended, the Registrant certifies that it has reasonable grounds to believe that it meets all the requirements for filing on Form S-8 and has duly caused this Post-Effective Amendment No. 1 to the Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the Village of Clarendon Hills, State of Illinois, on this 17th day of March, 2006.
 
     
 
MAF BANCORP, INC., as successor by merger to EFC Bancorp, Inc.
 
 		  
 		  
 
  By:   /s/ Allen H. Koranda
    Allen H. Koranda
Chairman of the Board and
Chief Executive Officer
 
Pursuant to the requirements of the Securities Act of 1933, as amended, this Post-Effective Amendment No. 1 to the Registration Statement has been signed by the following persons in the capacities and on the date indicated.
 
 Name
 
Title
Date 
 
 /s/ Allen H. Koranda
Allen H. Koranda
 
 
Chairman of the Board and
Chief Executive Officer
(principal executive officer)
 
March 17, 2006
 
 /s/ Kenneth Koranda
Kenneth Koranda
 
 
President and Vice Chairman of the Board
 
March 17, 2006
 
/s/ Jerry A. Weberling 
Jerry A. Weberling
 
Executive Vice President,
Chief Financial Officer and Director
(principal financial officer)
 
 
March 17, 2006
 
/s/ M. Christine Roberg 
M. Christine Roberg
 
 
First Vice President and Controller
(principal accounting officer)
 
March 17, 2006

/s/ Robert J. Bowles, M.D.
Robert J. Bowles, M.D.
 
 
Director
 
March 17, 2006
 
/s/ David C. Burba
David C. Burba
 
 
Director
 
March 17, 2006
 
/s/ Terry A. Ekl
Terry A. Ekl
 
 
Director
 
March 17, 2006
 
/s/ Harris W. Fawell
Harris W. Fawell
 
 
Director
 
March 17, 2006
 
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/s/ Joe F. Hanauer
Joe F. Hanauer
 
Director
March 17, 2006
 
 /s/ Barbara L. Lamb
Barbara L. Lamb
 
 
Director
 
March 17, 2006
 
 /s/ Edward Mentzer
Edward Mentzer
 
 
Director
 
March 17, 2006
 
/s/ Thomas R. Perz 
Thomas R. Perz
 
 
Director
 
March 17, 2006
 
/s/ Raymond S. Stolarczyk
Raymond S. Stolarczyk
 
 
Director
 
March 17, 2006
 
/s/ F. William Trescott
F. William Trescott
 
 
Director
 
March 17, 2006
 
/s/ Lois B. Vasto
Lois B. Vasto
 
 
Director
 
March 17, 2006
 
/s/ Andrew J. Zych
Andrew J. Zych
 
 
Director
 
March 17, 2006
 
/s/ Leo M. Flanagan, Jr.
Leo M. Flanagan, Jr.
 
 
Director
 
March 17, 2006
 
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