SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported): February 17, 2004
                                                        (February 17, 2004)

                              TrustCo Bank Corp NY


             (Exact name of registrant as specified in its charter)

                                    New York
                 (State or other jurisdiction of incorporation)


                       0-10592                               14-1630287
       ------------------------------------          -------------------------
         (Commission File Number)             (IRS Employer Identification No.)


                  5 Sarnowski Drive, Glenville, New York 12302
               (Address of principal executive offices) (Zip Code)



       Registrant's telephone number, including area code: (518) 377-3311
                                                           --------------












TrustCo Bank Corp NY


Item 5.           Other Events

                  A press release was issued on February 17, 2004 declaring a
                  quarterly dividend of $0.15 per share, payable April 1, 2004,
                  to the shareholders of record at the close of business on
                  March 5, 2004. Attached is the press release labeled as
                  exhibit 99(a).




Item 7            (c) Exhibits


                  Reg S-K Exhibit No.     Description
                           99(a)          Press release dated February 17, 2004
                                          declaring a quarterly dividend of
                                          $0.15 per share,payable April 1, 2004,
                                          to the shareholders of record at the
                                          close of business on March 5, 2004.



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                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated: February 17, 2004

                                             TrustCo Bank Corp NY
                                            (Registrant)


                                             By:/s/ Robert T. Cushing
                                             ----------------------
                                             Robert T. Cushing
                                             Executive Vice President and
                                             Chief Financial Officer




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                                 Exhibits Index


The following exhibits are filed herewith:


Reg S-K Exhibit No.        Description                             Page
------------------         ----------------------------         ----------
         99(a)             Press release dated February 17,          5
                           2004,   declaring a quarterly dividend
                           of $0.15 per share, payable April 1,
                           2004, to the shareholders of record
                           at the close of business on March 5,
                           2004.






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                                                                Exhibit 99(a)

TRUSTCO
Bank Corp NY                                                   News Release
-----------------------------------------------------------------
5 Sarnowski Drive, Glenville, New York, 12302
(518) 377-3311   Fax: (518) 381-3668

Subsidiary:      Trustco Bank                                  NASDAQ - TRST

                 Robert M. Leonard
                 Vice President
                 518-381-3693



FOR IMMEDIATE RELEASE:



                         TRUSTCO DECLARES CASH DIVIDEND


Glenville,  New York -  February  17,  2004 - Today  the Board of  Directors  of
TrustCo  Bank Corp NY  declared a  quarterly  cash  dividend of $0.15 per share,
payable April 1, 2004, to the shareholders of record at the close of business on
March 5, 2004.

TrustCo is a $2.8  billion  bank  holding  company and  through its  subsidiary,
Trustco  Bank,  operates  69  offices  in New York,  Vermont,  and  Florida.  In
addition,  the Bank  operates  a full  service  Trust  Department  that has $977
million of assets under  management.  The common shares of TrustCo are traded on
the Nasdaq  National  Market tier of the Nasdaq  Stock  Market  under the symbol
TRST.


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