================================================================================ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report for the Calendar Year or Quarter Ended: September 30, 2012 Check here if Amendment [_]; Amendment Number: ________________________________ This Amendment (Check only one.): [_] is a restatement. [_] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Ally Financial Inc. Address: 200 Renaissance Center P.O. Box 200 Detroit, MI 48265-2000 Form 13F File Number: 28-14534 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Cathy L. Quenneville Title: Secretary Phone: 313-656-6301 Signature, Place, and Date of Signing: /s/ Cathy L. Quenneville Detroit, Michigan November 14, 2012 _______________________ ________________________ _______________________ [Signature] [City, State] [Date] Report Type (Check only one.): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [_] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [_] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) ================================================================================ FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 2 Form 13F Information Table Entry Total: 103 Form 13F Information Table Value Total: 1,065,929 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. No. Form 13F File Number Name 01 28-14536 Ally Insurance Holdings Inc. 02 28-14535 Motors Insurance Corporation 2 FORM 13F INFORMATION TABLE COLUMN 5 AMOUNT & TYPE OF COLUMN COLUMN 4 SECURITY COLUMN 8 COLUMN 2 3 MARKET SHRS OR COLUMN 6 COLUMN 7 VOTING COLUMN 1 TITLE OF CUSIP VALUE PRN INVESTMENT OTHER AUTHORITY NAME OF ISSUER CLASS NUMBER (X$1,000) AMNT SH/PRN PUT/CALL DISCRETION MANAGERS SOLE SHARED NONE Abercrombie & Fitch Co....... COM 002896207 2,201 64,900 SH DEFINED 1 64,900 Adobe Systems Inc............ COM 00724F101 9,576 295,000 SH DEFINED 2 295,000 Aetna Inc.................... COM 00817Y108 4,950 125,000 SH DEFINED 1 125,000 Aflac Inc.................... COM 001055102 19,439 406,000 SH DEFINED 1 406,000 Air Products & Chemicals Inc......................... COM 009158106 4,962 60,000 SH DEFINED 2 60,000 Allergan Inc/united States... COM 018490102 5,037 55,000 SH DEFINED 1 55,000 Altria Group Inc............. COM 02209S103 5,009 150,000 SH DEFINED 1 150,000 American Express Co.......... COM 025816109 5,117 90,000 SH DEFINED 1 90,000 Analog Devices Inc........... COM 032654105 5,016 128,000 SH DEFINED 1 128,000 Apache Corp.................. COM 037411105 19,888 230,000 SH DEFINED 1 230,000 Apple Inc.................... COM 037833100 29,359 44,000 SH DEFINED 1 44,000 Autodesk Inc................. COM 052769106 7,175 215,000 SH DEFINED 1 215,000 Baidu Inc.................... COM 056752108 2,103 18,000 SH DEFINED 1 18,000 Baker Hughes Inc............. COM 057224107 13,569 300,000 SH DEFINED 1 300,000 Baxter International Inc..... COM 071813109 8,436 140,000 SH DEFINED 1 140,000 Becton Dickinson And Co...... COM 075887109 15,084 192,000 SH DEFINED 2 192,000 Bed Bath & Beyond Inc........ COM 075896100 5,985 95,000 SH DEFINED 2 95,000 Blackrock Inc................ COM 09247X101 20,505 115,000 SH DEFINED 1 115,000 Boeing Co/the................ COM 097023105 13,576 195,000 SH DEFINED 1 195,000 Broadcom Corp................ COM 111320107 10,893 315,000 SH DEFINED 1 315,000 Carnival Corp................ COM 143658300 23,504 645,000 SH DEFINED 1 645,000 Ch Robinson Worldwide Inc.... COM 12541W209 9,192 157,000 SH DEFINED 1 157,000 Cisco Systems Inc............ COM 17275R102 19,281 1,010,000 SH DEFINED 1,2 1,010,000 Cliffs Natural Resources Inc. COM 18683K101 4,891 125,000 SH DEFINED 1 125,000 Coach Inc.................... COM 189754104 5,602 100,000 SH DEFINED 1 100,000 Coca-cola Co/the............. COM 191216100 10,051 265,000 SH DEFINED 1 265,000 Conocophillips............... COM 20825C104 10,578 185,000 SH DEFINED 1 185,000 Cvs Caremark Corp............ COM 126650100 5,084 105,000 SH DEFINED 1 105,000 Electronic Arts Inc.......... COM 285512109 1,904 150,000 SH DEFINED 1 150,000 Eli Lilly & Co............... COM 532457108 6,163 130,000 SH DEFINED 1 130,000 Emc Corp/ma.................. COM 268648102 14,180 520,000 SH DEFINED 1 520,000 Emerson Electric Co.......... COM 291011104 14,240 295,000 SH DEFINED 1 295,000 Entergy Corp................. COM 29364G103 4,830 69,700 SH DEFINED 1 69,700 Exelon Corp.................. COM 30161N101 6,227 175,000 SH DEFINED 2 175,000 Expeditors International Of Washington Inc.............. COM 302130109 7,454 205,000 SH DEFINED 1 205,000 Facebook Inc................. COM 30303M102 5,196 240,000 SH DEFINED 1 240,000 Fastenal Co.................. COM 311900104 2,794 65,000 SH DEFINED 1 65,000 Fedex Corp................... COM 31428X106 9,139 108,000 SH DEFINED 2 108,000 Franklin Resources Inc....... COM 354613101 5,003 40,000 SH DEFINED 1 40,000 Freeport-mcmoran Copper & Gold Inc.................... COM 35671D857 22,956 580,000 SH DEFINED 1 580,000 General Dynamics Corp........ COM 369550108 14,546 220,000 SH DEFINED 2 220,000 General Electric Co.......... COM 369604103 5,355 235,800 SH DEFINED 1 235,800 General Mills Inc............ COM 370334104 10,361 260,000 SH DEFINED 2 260,000 Glaxosmithkline Plc.......... COM 37733W105 5,179 112,000 SH DEFINED 1 112,000 Goldman Sachs Group Inc/the..................... ETF 38141G104 11,936 105,000 SH DEFINED 1 105,000 Hess Corp.................... ETF 42809H107 19,608 365,000 SH DEFINED 1 365,000 Hewlett-packard Co........... ETF 428236103 9,383 550,000 SH DEFINED 1,2 550,000 Intel Corp................... ETF 458140100 18,031 795,000 SH DEFINED 1,2 795,000 Ishares Ftse China 25 Index Fund........................ ETF 464287184 8,999 260,000 SH DEFINED 1 260,000 Ishares Msci Brazil Index Fund........................ ETF 464286400 2,432 45,000 SH DEFINED 1 45,000 Ishares Msci Chile Investable Market Index Fund.......................... COM 464286640 1,429 23,000 SH DEFINED 1 23,000 Ishares Msci Emerging Markets Index Fund................................ COM 464287234 57,228 1,385,000 SH DEFINED 1 1,385,000 Ishares Msci Taiwan Index Fund....... COM 464286731 4,476 335,000 SH DEFINED 1 335,000 IVANS INC............................ COM 465991933 322 18,980 SH DEFINED 2 18,980 Johnson & Johnson.................... COM 478160104 15,849 230,000 SH DEFINED 2 230,000 Jpmorgan Chase & Co.................. COM 46625H100 25,502 630,000 SH DEFINED 1,2 630,000 Kellogg Co........................... COM 487836108 5,166 100,000 SH DEFINED 2 100,000 Kimberly-clark Corp.................. COM 494368103 2,573 30,000 SH DEFINED 2 30,000 Kinder Morgan Inc/delaware........... COM 49456B101 10,656 300,000 SH DEFINED 1 300,000 Kraft Foods Inc...................... COM 50075N104 5,376 130,000 SH DEFINED 2 130,000 Lockheed Martin Corp................. COM 539830109 5,603 60,000 SH DEFINED 1 60,000 Lowe's Cos Inc....................... COM 548661107 10,130 335,000 SH DEFINED 1,2 335,000 Mcdonald's Corp...................... COM 580135101 11,010 120,000 SH DEFINED 2 120,000 Medtronic Inc........................ COM 585055106 5,606 130,000 SH DEFINED 1 130,000 Merck & Co Inc....................... COM 58933Y105 6,089 135,000 SH DEFINED 1 135,000 Metlife Inc.......................... COM 59156R108 14,301 415,000 SH DEFINED 1 415,000 Microsoft Corp....................... COM 594918104 21,442 720,000 SH DEFINED 1,2 720,000 Molson Coors Brewing Co.............. COM 60871R209 11,488 255,000 SH DEFINED 1 255,000 Morgan Stanley....................... COM 617446448 14,648 875,000 SH DEFINED 1,2 875,000 Murphy Oil Corp...................... COM 626717102 16,375 305,000 SH DEFINED 1 305,000 Newmont Mining Corp.................. COM 651639106 22,124 395,000 SH DEFINED 1 395,000 Northern Trust Corp.................. COM 665859104 15,085 325,000 SH DEFINED 1 325,000 Nyse Euronext........................ COM 629491101 4,536 184,000 SH DEFINED 1 184,000 Oracle Corp.......................... COM 68389X105 9,919 315,000 SH DEFINED 1 315,000 Paychex Inc.......................... COM 704326107 15,813 475,000 SH DEFINED 1,2 475,000 Peabody Energy Corp.................. COM 704549104 5,015 225,000 SH DEFINED 1 225,000 Pepsico Inc.......................... COM 713448108 15,216 215,000 SH DEFINED 2 215,000 Petroleo Brasileiro Sa............... COM 71654V408 6,309 275,000 SH DEFINED 1 275,000 PFIZER............................... COM 717081103 5,219 210,000 SH DEFINED 2 210,000 Philip Morris International Inc...... COM 718172109 2,698 30,000 SH DEFINED 2 30,000 Procter & Gamble Co/the.............. COM 742718109 10,404 150,000 SH DEFINED 2 150,000 Prudential Financial Inc............. COM 744320102 2,726 50,000 SH DEFINED 1 50,000 Qualcomm Inc......................... COM 747525103 16,872 270,000 SH DEFINED 1 270,000 Rockwell Collins Inc................. COM 774341101 13,410 250,000 SH DEFINED 1 250,000 Royal Dutch Shell Plc................ COM 780259206 4,777 68,825 SH DEFINED 1 68,825 Schlumberger Ltd..................... COM 806857108 13,019 180,000 SH DEFINED 1 180,000 Staples Inc.......................... COM 855030102 5,126 445,000 SH DEFINED 1 445,000 Starbucks Corp....................... COM 855244109 8,222 162,000 SH DEFINED 1 162,000 State Street Corp.................... COM 857477103 13,008 310,000 SH DEFINED 1,2 310,000 Stryker Corp......................... COM 863667101 14,750 265,000 SH DEFINED 1 265,000 Teva Pharmaceutical Industries Ltd... ADR 881624209 12,837 310,000 SH DEFINED 1 310,000 Texas Instruments Inc................ COM 882508104 4,546 165,000 SH DEFINED 1 165,000 Tiffany & Co......................... COM 886547108 12,376 200,000 SH DEFINED 2 200,000 Total Sa............................. ADR 89151E109 18,537 370,000 SH DEFINED 1 370,000 Transocean Ltd....................... COM B3KFWW1 5,162 115,000 SH DEFINED 1 115,000 United Parcel Service Inc............ COM 911312106 5,010 70,000 SH DEFINED 1 70,000 United Technologies Corp............. COM 913017109 10,099 129,000 SH DEFINED 1 129,000 Vale Sa.............................. COM 91912E105 1,343 75,000 SH DEFINED 1 75,000 Verizon Communications Inc........... COM 92343V104 10,937 240,000 SH DEFINED 1 240,000 Walgreen Co.......................... ADR 931422109 5,102 140,000 SH DEFINED 1 140,000 Wells Fargo & Co..................... COM 949746101 5,007 145,000 SH DEFINED 1 145,000 Western Union Co/the................. COM 959802109 13,665 750,000 SH DEFINED 1 750,000 Wynn Resorts Ltd..................... COM 983134107 9,812 85,000 SH DEFINED 1 85,000