Huntington Bancshares Incorporated - Form 11K

SECURITIES AND EXCHANGE COMMISSION

Washington D.C., 20549

 

 

FORM 11-K

 

 

x ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

FOR THE FISCAL YEAR ENDED DECEMBER 31, 2003

 

OR

 

¨ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

FOR THE TRANSITION PERIOD FROM              TO             .

 

COMMISSION FILE NO. 0-2525

 

 

A. Full Title of the Plan and the address of the Plan, if different from that of the issuer named below:

 

Huntington Investment and Tax Savings Plan

 

B. Name of issuer of the securities held pursuant to the Plan and the address of its principal executive office:

 

Huntington Bancshares Incorporated

Huntington Center

41 South High Street

Columbus, Ohio 43287

 

HUNTINGTON INVESTMENT AND TAX SAVINGS PLAN

 

REQUIRED INFORMATION

 

Item 4. Financial Statements and Supplemental Schedule for the Plan.

 

The Huntington Investment and Tax Savings Plan (the “Plan”) is subject to the Employee Retirement Income Security Act of 1974 (“ERISA”). In lieu of the requirements of Items 1-3 of this Form, the Plan is filing financial statements and a supplemental schedule prepared in accordance with the financial reporting requirements of ERISA. The Plan financial statements and supplemental schedule for the fiscal year ended December 31, 2003, are included as Exhibit 99.1 to this report on Form 11-K and are incorporated herein by reference. The Plan financial statements and supplemental schedule have been audited by Ernst & Young LLP, Independent Registered Public Accounting Firm, and their report is included therein.

 

EXHIBITS

 

23 Consent of Independent Registered Public Accounting Firm, Ernst & Young LLP

 

99.1 Financial statements and supplemental schedule of The Huntington Investment and Tax Savings Plan for the fiscal year ended December 31, 2003, prepared in accordance with the financial reporting requirements of ERISA.

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, Huntington Bancshares Incorporated has duly caused this annual report to be signed on its behalf by the undersigned hereunto duly authorized.

 

    HUNTINGTON INVESTMENT AND TAX SAVINGS PLAN
Date: June 28, 2004   By:  

/s/ Catherine H. Malear

        Catherine H. Malear
        Executive Vice President
        Huntington Bancshares Incorporated

 

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