UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 20, 2004
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NEW YORK COMMUNITY BANCORP, INC.
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(Exact name of registrant as specified in its charter)
Delaware 0-31565 06-1377322
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(State or other jurisdiction of Commission (I.R.S. Employer
incorporation or organization) File Number Identification No.)
615 Merrick Avenue, Westbury, New York 11590
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(Address of principal executive offices)
Registrant's telephone number, including area code: (516) 683-4100
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Not applicable
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(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4c under the Exchange
Act (17 CFR 240.13e-4c))
CURRENT REPORT ON FORM 8-K
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ITEM 2.02 Results of Operations and Financial Condition
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On October 20, 2004, New York Community Bancorp, Inc. (the
"Company") issued a press release reporting its earnings for the
three and nine months ended September 30, 2004. In addition, the
Company projected that its 2004 diluted GAAP earnings per share
would range from $1.34 to $1.36. A copy of the press release is
attached as Exhibit 99.1 to this report.
ITEM 7.01 Regulation FD Disclosure
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On October 20, 2004, the Company announced that its Board of
Directors declared a $0.25 per share dividend, payable on
November 16, 2004 to shareholders of record at November 1, 2004.
The announcement was included as part of the earnings release
issued by the Company on October 20th and is incorporated into
this Item 7.01 by reference to Exhibit 99.1 (but only with
respect to the information contained in Exhibit 99.1 regarding
the announcement of the dividend declaration, and not with
respect to any information furnished under Item 2.02 of this Form
8-K.)
ITEM 9.01 Financial Statements and Exhibits
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(c) Attached as Exhibit 99.1 is a press release issued by the Company
on October 20, 2004 announcing its earnings for the three and
nine months ended September 30, 2004 and the declaration of a
quarterly cash dividend.
SIGNATURE
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Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
October 20, 2004 NEW YORK COMMUNITY BANCORP, INC.
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Date
/s/ Joseph R. Ficalora
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Joseph R. Ficalora
President and Chief Executive Officer
EXHIBIT INDEX
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99.1 Press release issued on October 20, 2004.