UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
_______________________________
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 28, 2004
GREENE COUNTY BANCSHARES, INC.
______________________________________________________
(Exact name of Registrant as specified in its charter)
Tennessee 0-14289 62-1222567
(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation) File Number) Identification No.)
100 North Main Street, Greeneville, Tennessee 37743-4992
________________________________________________________
(Address of principal executive offices)
(423) 639-5111
__________________________________________________
Registrant's telephone number, including area code
Not Applicable
_____________________________________________________________
(Former Name or former address, if changed since last report)
Item 7. Financial Statements and Exhibits
(c) Exhibits.
The following exhibit is furnished pursuant to Item 9 and Item 12.
99.1 Press Release dated January 28, 2004
Item 9. Regulation FD
On January 28, 2004, Greene County Bancshares, Inc. (the "Company")
announced its financial results for the fourth quarter and year ended December
31, 2003. The full text of the press release is set forth in Exhibit 99.1
hereto. The information in this report, including the exhibit hereto, is being
furnished pursuant to Item 9, "Regulation FD," and shall not be deemed "filed"
for purposes of Section 18 of the Securities Exchange Act of 1934, as amended,
and is not incorporated by reference into any filing of the Company, whether
made before or after the date hereof, regardless of any general incorporation
language in such filing.
Item 12. Results of Operations and Financial Condition
On January 28, 2004, the Company announced its financial results for the
fourth quarter and year ended December 31, 2003. The full text of the press
release is set forth in Exhibit 99.1 hereto. The information in this report,
including the exhibit hereto, is being furnished pursuant to Item 12, "Results
of Operations and Financial Condition," and shall not be deemed "filed" for
purposes of Section 18 of the Securities Exchange Act of 1934, as amended, and
is not incorporated by reference into any filing of the Company, whether made
before or after the date hereof, regardless of any general incorporation
language in such filing.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
GREENE COUNTY BANCSHARES, INC.
Date: January 28, 2004 By: /s/ R. Stan Puckett
-----------------------------------
R. Stan Puckett
Chairman of the Board and
Chief Executive Officer
(Duly Authorized Representative)
EXHIBIT INDEX
Exhibit
Number Description of Exhibit(s)
_______ _________________________
99.1 Copy of press release issued by the Company on January 28, 2004.