CALCULATION OF REGISTRATION FEE

 

Title of Each Class of

Securities Offered

Maximum Aggregate

Offering Price

Amount of

Registration Fee(1)

3.300% Ally Financial Term Notes, Series A Due August 15, 2018 $5,279,000 $613.42
3.850% Ally Financial Term Notes, Series A Due August 15, 2020 $337,000 $39.16

 

(1) Calculated in accordance with Rule 457(r) under the Securities Act of 1933, as amended.

 

 

 

 

Filed under Rule 424(b)(2), Registration Statement No. 333-183535

Pricing Supplement No. 81 - Dated Monday, August 10, 2015 (To: Prospectus dated August 24, 2012)

 

CUSIP Principal Selling Gross Net Coupon Coupon Coupon Maturity 1st Coupon 1st Coupon Survivor's Product
Number Amount Price Concession Proceeds Type Rate Frequency Date Date Amount Option Ranking
02006DGU9 $5,279,000.00 100.000% (1) 1.125% $5,219,611.25 Fixed 3.300% Monthly 08/15/2018 09/15/2015 $2.93 Yes Senior Unsecured Notes
Redemption Information: Callable at 100% on 8/15/2016 and Monthly thereafter with 30 Calendar Days Notice.
                         
(1) Investment advisers, either registered under the Investment Advisers Act of 1940 or exempt therefrom, purchasing Notes for the account of their advisory clients may be offered Notes at a 0.4500% discount to the public offering price.
02006DGV7 $337,000.00 100.000% (2) 1.700% $331,271.00 Fixed 3.850% Monthly 08/15/2020 09/15/2015 $3.42 Yes Senior Unsecured Notes
Redemption Information: Callable at 100% on 8/15/2016 and Monthly thereafter with 30 Calendar Days Notice.
                         
(2) Investment advisers, either registered under the Investment Advisers Act of 1940 or exempt therefrom, purchasing Notes for the account of their advisory clients may be offered Notes at a 0.7500% discount to the public offering price.

 

Ally Financial Inc. Offering Date: Tuesday, August 4, 2015 through Monday, August 10, 2015 Ally Financial Inc.
  Trade Date: Monday, August 10, 2015 @ 12:00 PM ET Ally Financial Term Notes, Series A
  Settle Date: Thursday, August 13, 2015 Prospectus dated August 24, 2012
  Minimum Denomination/Increments:$1,000.00/$1,000.00  
  Initial trades settle flat and clear SDFS: DTC Book Entry only  
  DTC Number 0235 via RBC Dain Rauscher Inc  
     
  Agents: Incapital LLC, Citigroup, RBC Capital Markets, Morgan Stanley, J.P. Morgan  
     
  If the maturity date or an interest payment date for any note is not a business day (as term is defined in prospectus), principal, premium, if any, and interest for that note is paid on the next business day, and no interest will accrue from, and after, the maturity date or interest payment date.  
     
  Legal Matters- Validity of the Notes:  
  In the opinion of counsel to Ally Financial Inc. (the “Company”), when the notes offered by this pricing supplement have been executed and issued by the Company and authenticated by the trustee pursuant to the indenture dated as of September 24, 1996,with The Bank of New York Mellon (as successor to JPMorgan Chase Bank, N.A.), as trustee (the “Trustee”), as amended and supplemented from time to time (the “Indenture”), and delivered against payment as contemplated herein, such notes will be valid and binding obligations of the Company, subject to applicable bankruptcy, insolvency and similar laws affecting creditors’ rights generally, concepts of reasonableness and equitable principles of general applicability, and provided that I express no opinion as to (i) the enforceability of any waiver of rights under any usury or stay law, (ii) the effect of fraudulent conveyance, fraudulent transfer or similar provision of applicable law on the conclusions expressed above and (ii) the validity, legally binding effect or enforceability of any provision that permits holders to collect any portion of stated principal amount upon acceleration of the notes to the extent determined to constitute unearned interest. This opinion is given as of the date hereof and is limited to Federal laws of the United States of America, the law of the State of New York and the General Corporation Law of the State of Delaware. In addition, this opinion is subject to customary assumptions about the Trustee’s authorization, execution and delivery of the Indenture, the Trustee’s authentication of the notes, and the validity, binding nature and enforceability of the Indenture with respect to the Trustee, and the genuineness of signatures and to such counsel’s reliance on the Company and other sources as to certain factual matters, all as stated in the letter of such counsel dated August 24, 2012, which has been filed as Exhibit 5.1 to the Registration Statement.