FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person * GUJRAL INDER JEET   2. Issuer Name and Ticker or Trading Symbol BRISTOL WEST HOLDINGS INC [BRW] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) __X__ Director _____ 10% Owner _____ Officer (give title below) _____ Other (specify below) (Last) (First) (Middle) 120 WEST 87TH 3. Date of Earliest Transaction (Month/Day/Year) 11/21/2005 (Street) NEW YORK, NY 10024 4. If Amendment, Date Original Filed(Month/Day/Year) 6. Individual or Joint/Group Filing(Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock, par value $0.01 per share 11/21/2005   X   19,557 A $ 3.83 19,557 I By OneShield, Inc. (1) Common Stock, par value $0.01 per share 11/21/2005   J(2)   3,863 D $ 19.39 15,694 I By OneShield, Inc. (1)

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code (Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date (Month/Day/Year)

7. Title and Amount of Underlying Securities (Instr. 3 and 4)

8. Price of Derivative Security (Instr. 5)

9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)

11. Nature of Indirect Beneficial Ownership (Instr. 4)

Code

V

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

Warrants (Right to Buy)

$ 3.83

11/21/2005

X

19,557

(3)

07/23/2012

Common Stock

19,557

$ 3.83

58,671

I

By OneShield Inc. (1) (4)

Warrants (Right to Buy)

$ 3.83

(3)

07/23/2012

Common Stock

443,292

443,292

I

By FireMark Partners (5)

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
GUJRAL INDER JEET 120 WEST 87TH NEW YORK, NY 10024	X

Signatures

Alexis S. Oster, Power of Attorney for Reporting Person		11/22/2005
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	These securities are owned of record by OneShield Inc. of which the Reporting Person is a stockholder and the Chairman of the Board. Accordingly, the Reporting Person may be deemed to beneficially own these securities. The Reporting Person disclaims such beneficial ownership except to the extent of his pecuniary interest therein.
(2)	Payment of exercise price of warrants by withholding of securities by the issuer.
(3)	25% of the warrants originally issued became exercisable in 12 equal monthly installments beginning on August 23, 2002 and 75% become exercisable based upon future services and performance by FireMark Partners LLC.
(4)	These warrants (options) were distributed by FireMark Partners LLC to OneShield, Inc. in proportion to OneShield, Inc.'s investment in FireMark Partners LLC in a transaction exempt under Rule 16a-13.
(5)	These securities are owned of record by FireMark Partners LLC of which the Reporting Person is a member. Accordingly, the Reporting Person may be deemed to beneficially own these securities. The Reporting Person disclaims such beneficial ownership except to the extent of his pecuniary interest therein.

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