SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                               ------------------

                                    FORM 8-K

                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


                Date of Report (Date of earliest event reported):
                                 April 18, 2002
                                 --------------


                             United Bankshares, Inc.
                             -----------------------
             (Exact name of registrant as specified in its charter)


           West Virginia                 No. 0-13322             55-0641179
  ------------------------------  ------------------------  --------------------
 (State or other jurisdiction of  (Commission File Number)   (I.R.S. Employer
  incorporation or organization)                            Identification No.)


                                300 United Center
                            500 Virginia Street, East
                         Charleston, West Virginia 25301
                         -------------------------------
                    (Address of Principal Executive Offices)


                                 (304) 424-8800
                                 --------------
              (Registrant's telephone number, including area code)


                                 Not Applicable
                                 --------------
             (Former name or address, if changed since last report)




Item 5.  Other Events
---------------------

     On April 18, 2002 United Bankshares, Inc. ("United") announced its earnings
for the first quarter of 2002. A copy of the press release is attached as
Exhibit 99.1 to this report. Additionally, United provided supplemental
financial information for analysts and other interested investors, which is
attached as Exhibit 99.2 to this report.

Item 7.  Financial Statements and Exhibits
------------------------------------------

     (c)  Exhibits

          99.1 Press Release, dated April 18, 2002, issued by United Bankshares,
               Inc.

          99.2 Unaudited Supplemental Financial Information



                                   SIGNATURES
                                   ----------

     Pursuant to the requirements of the Securities and Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                            UNITED BANKSHARES, INC.


Date:   April 18, 2002                      By: /s/ Steven E. Wilson
      ---------------------                     --------------------------------
                                            Steven E. Wilson, Executive Vice
                                            President, Treasurer, Secretary and
                                            Chief Financial Officer