UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT ----------------------------------------------- Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 3, 2004 OCWEN FINANCIAL CORPORATION ------------------------------------------------------ (Exact name of registrant as specified in its charter) Florida 1-13219 65-0039856 ---------------------------- ------------ ------------------- (State or other jurisdiction (Commission (I.R.S. Employer of incorporation) File Number) Identification No.) The Forum, Suite 1000 1675 Palm Beach Lakes Boulevard, West Palm Beach, Florida 33401 --------------------------------------------------------------- (Address of principal executive office)(Zip Code) Registrant's telephone number, including area code: (561) 682-8000 N/A ------------------------------------------------------------- (Former name or former address, if changed since last report) Page 1 of 10 Exhibit Index on Page 4 Item 7. Financial Statements, Pro Forma Financial Information and Exhibits (a) - (b) Not applicable. (c) Exhibits The following exhibits are filed as part of this report: 99.1 Text of a press release by the Registrant dated February 3, 2004. Item 12. Disclosure of Results of Operations and Financial Condition The news release of the Registrant dated February 3, 2004, announcing its fourth quarter and year 2003 results is attached hereto and filed herewith as Exhibit 99.1. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. OCWEN FINANCIAL CORPORATION (Registrant) By: /s/ MARK S. ZEIDMAN ------------------------------------- Mark S. Zeidman Senior Vice President and Chief Financial Officer Date: February 3, 2003 3 INDEX TO EXHIBIT Exhibit No. Description Page ----------- ----------- ---- 99.1 News release of Ocwen Financial Corporation, 5 dated February 3, 2004, announcing its fourth quarter and year 2003 results and certain other information. 4