SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


FORM 8-K
CURRENT REPORT


Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934


Date of Report (Date of earliest event reported): October 15, 2003


WEBSTER FINANCIAL CORPORATION.

(Exact name of registrant as specified in its charter)

Delaware   001-31486   06-1187536

 
 
(State or other jurisdiction
of incorporation)
  (Commission
File Number)
  (I.R.S. Employer
Identification No.)


Webster Plaza, Waterbury, Connecticut 06702

(Address of principal executive offices)


Registrant’s telephone number, including area code: (203) 578-2476


Not Applicable

(Former name or former address, if changed since last report)



Item 12. Results of Operations and Financial Condition

             On October 15, 2003, Webster Financial Corporation issued a press release describing its results of operations for the fiscal quarter ending September 30, 2003. That press release is furnished as Exhibit 99.1 to this report and attached hereto.

             The information in this Current Report, including the exhibit attached hereto, is being furnished pursuant to Item 12 of Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to liabilities of that Section, and such information shall not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.




SIGNATURES

             Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

  WEBSTER FINANCIAL CORPORATION
  (Registrant)
 
 
  /s/ William J. Healy              
  William J. Healy
Executive Vice President and
Chief Financial Officer

Date: October 15, 2003



EXHIBIT INDEX

Exhibit No. Description


99.1 Press release dated October 15, 2003.