South Africa — December 12, 2025 — DigiPay.Guru, a global fintech solution provider, today announced the launch of its advanced Mobile Money platform: a white-label, end-to-end solution enabling banks, fintechs, NBFCs, telcos, and financial institutions to quickly deploy branded mobile money services for unbanked and banked customers.
The mobile money solution supports instant peer-to-peer (P2P) transfers, peer-to-merchant (P2M) payments, QR & NFC payments, USSD support for feature-phones, bill payments, top-ups, wallet-to-wallet transfers, merchant payments, and full agent network / bulk-payment capabilities, all wrapped in a secure, scalable, and customizable architecture.
Bridging the Digital Finance Divide
Despite rapid digital adoption globally, large segments of the population, especially in emerging markets, remain underserved by traditional banking infrastructures. Many lack access to bank accounts, yet do hold mobile phones.
With DigiPay.Guru’s Mobile Money solution, financial businesses can now launch financial services within weeks, enabling:
- Financial inclusion for unbanked populations via mobile wallets and agent-led access
- Reduced reliance on cash and physical branches
- Seamless payments, bill payments, and transfers for both urban and rural customers
- A unified backend that supports multiple payment channels, currencies, and tenancy models
“With our new Mobile Money solution, we’re enabling banks, fintechs, and telcos to offer a full-fledged digital wallet service with all the flexibility, scalability, and security today’s markets demand,” said DigiPay.Guru’s CEO, Rahul Patel. “Whether it’s a feature-phone user in a remote area via USSD, or a smartphone user doing QR payments in a city, our platform ensures financial services are accessible, inclusive, and compliant.”
Key Features for Flexibility, Security & Rapid Market Entry
The top features that make DigiPay.Guru’s mobile mobile money solution best:
- Multi-channel payments: QR code, NFC / HCE, USSD (feature-phones), POS / mPOS, API integration for web/mobile apps.
- Comprehensive wallet capabilities: P2P transfers, peer-to-merchant payments, bill payments, top-ups, scheduled & bulk payments, wallet-to-wallet transfers, merchant payments.
- Agent network support: Build hierarchies of agents for cash-in / cash-out, float management, and commission-based operations. Perfect for regions with limited banking penetration.
- Scalable & modular architecture: Multi-currency, multi-tenant, cloud-based or on-premise deployment; modular design allows customizing features per business needs.
- Security & compliance ready: Fully compliant with industry standards, including PCI SSF / PCI-DSS; supports encryption, tokenization, identity-proofing / eKYC, AML screening, and fraud prevention.
- Rapid deployment & lower TCO: Designed for quick, plug-and-play rollout of branded mobile money services. Ideal for banks and fintechs looking to go to market fast.
Learn more about DigiPay.Guru’s Mobile Money Solution
Who Can Benefit: Broad Appeal Across Financial Institutions
The platform is built to serve:
- Banks & NBFCs looking to extend services to digital/mobile-first customers
- Fintech companies and startups that want a white-label, ready-to-use mobile wallet solution without building from scratch
- Telcos and mobile operators aiming to leverage their network & reach for financial inclusion
- Digital wallet and remittance providers wanting to diversify services (wallet + payments + transfers + agent banking)
A Future-Ready, Inclusive Financial Infrastructure
DigiPay.Guru’s Mobile Money solution is designed for both urban and rural markets, including regions with limited internet connectivity. With support for USSD and feature-phone users along with smartphone channels, plus flexible agent networks and multiple payment rails, it aims to drive financial inclusion, facilitate cashless adoption, and reduce banking deserts globally.
Whether the goal is to onboard unbanked customers, enable merchant payments, or facilitate remittances, this solution offers a full-stack, modular, and secure foundation.
About DigiPay.Guru
DigiPay.Guru is a leading global fintech platform provider enabling banks, fintechs, NBFCs, telcos, and financial institutions to launch digital payment products, including eWallets, mobile money, agency banking, remittance, prepaid cards, merchant acquiring, and more. With operations across 15+ countries, DigiPay.Guru helps its clients deliver secure, scalable, and fully branded financial services to both banked and unbanked populations worldwide.
Contact Details:
DigiPay.Guru
Nikunj Gundaniya
hello@digipay.guru
