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This is the Best Way to Sell Put Options for Income Without Blowing Up Your Account

One of the biggest traps new options traders fall into sounds logical on the surface: “If I trade cheaper options that expire sooner, my risk must be lower… right?”

The shorter time frame certainly might feel safer because there’s less time for the stock to move against you – which seems like less exposure to the market and less stress.

 

But as Rick Orford explains in this video clip, short-dated options don’t necessarily remove risk. Instead, they compress it. And that compression is exactly what wipes out accounts for inexperienced and unprepared traders.

This mistake alone explains why so many traders struggle with 0DTE and ultra-short expirations, even when they get it right on direction.

As Rick highlights, it can be a particularly painful lesson to learn for options sellers – a strategy where he often finds a 30-45 day time frame to be the sweet spot, as opposed to quick-turnaround expiration dates.

The Misunderstanding That Costs Options Traders the Most Money

When you sell an option, you’re doing one thing above all else: accepting an obligation.

  • Selling calls means you may be obligated to sell shares
  • Selling puts means you may be obligated to buy shares

Every option expires, and expiration is not your friend if risk isn’t managed properly.

New traders often assume that selling options with only a few days (or hours) left is safer because “there’s no time for anything bad to happen.”

That’s the illusion. What actually happens is the same dollar risk gets squeezed into a much smaller window — leaving you with almost no time to react, adjust, or exit.

Gamma: The Silent Killer in Short-Dated Options

Failing to understand basic option metrics is where most beginners lose the plot.

Rick breaks it down like this:

  • Delta is speed — how much the option moves when the stock moves
  • Gamma is acceleration — how fast that delta changes

As expiration approaches, gamma explodes, especially when the stock price is near the strike price.

That means:

  • Small stock moves suddenly create massive option price swings
  • Risk that looked “contained” an hour ago suddenly becomes uncontrollable
  • Losses accelerate faster than most traders can respond

This is why short-dated options feel low-risk… until they aren’t. And by the time many traders realize what’s happening, the damage is already done.

Why Premium-Selling Pros Avoid Ultra-Short Expirations

Experienced options traders don’t avoid risk. Instead, they manage it.

Rick’s approach emphasizes selling options with 30-45 days to expiration, because this window gives you three critical advantages:

  • More premium collected upfront
  • More flexibility to manage or adjust
  • More room to exit before assignment risk explodes

This strategy strikes a balance between optimizing profits and managing risk, allowing you to control the trade before expiration-day gamma takes control.

Using Data Instead of Gut Feelings

Inside Barchart’s option screeners and P&L charts, traders can see:

By using these tools and data points, it’s possible to plan outcomes before entering the trade, rather than reacting emotionally in the moment.

Rick’s rule-based approach is simple but powerful:

  • Take profits early (around 85% of max credit)
  • Close trades before expiration
  • Define exit levels before the order is placed

That structure removes the kind of emotional decision-making that can destroy consistency.

The Real Edge Isn’t Strategy. It’s Process.

Most traders don’t fail because they chose the “wrong” strategy.

They fail because:

  • They didn’t understand how risk changes near expiration
  • They chased fast wins without a plan
  • They relied on hope instead of probabilities

The best traders accept one hard truth: You can’t control the market — but you can control your exposure, timing, and exits.

And that starts with understanding why short-dated options are far more dangerous than they look.

The Bottom Line

Short-dated options don’t reduce risk. They magnify it through gamma acceleration and time compression.

If you want to trade options without blowing up your account:

  • Give your trades time
  • Use data, not instincts
  • Define exits before entries

Watch the video clip for more:

Check out Rick’s full lesson on options trading mistakes to avoid >>


On the date of publication, Barchart Insights did not have (either directly or indirectly) positions in any of the securities mentioned in this article. All information and data in this article is solely for informational purposes. For more information please view the Barchart Disclosure Policy here.

 

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