SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 18, 2002 ------------- Mercantile Bankshares Corporation ---------------------------------- (Exact name of registrant as specified in its charter) Maryland 0-5127 52-0898572 -------- ------ ---------- (State or other (Commission (IRS Employer jurisdiction of File Number) Identification No.) incorporation) Two Hopkins Plaza, P.O. Box 1477, Baltimore, MD 21203 ----------------------------------------------------- (Address of principal executive office) (Zip Code) Registrant's telephone number, including area code, (410) 237-5900 -------------- Item 5. Other Events and Regulation FD Disclosure. This is an optional filing made to disclose the event reported below. It is not a filing required by Regulation FD. On July 18, 2002, the registrant issued a press release announcing its earnings for the quarter ended June 30, 2002. A copy of the release is attached as Exhibit 20 and is incorporated herein by reference. Item 7. Financial Statements and Exhibits Exhibits 20 Press release dated July 18, 2002. Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Mercantile Bankshares Corporation (Registrant) Date: July 18, 2002 By: /s/ Terry L. Troupe ------------------- Terry L. Troupe Chief Financial Officer and Treasurer